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Checking and Savings

What account is in my best interest?

Lakeside State Bank has several different types of accounts for you to choose from:

Priority Checking


 

Requirements:

Minimum balance to open - $100

Cost:

Monthly Service Charge                         $7.50

More than 25 checks, service charge     $10.00

Benefits:

$20,000 Accidental Death Insurance
FREE Internet Banking and Bill Pay
FREE Sweep Account set up available
FREE Personalized Checks
FREE 5X5 Safety Deposit Box
Unlimited Check Card Purchases
FREE ATM or Check Card
Unlimited Tele-Bank Transfers and Inquiries
$750 overdraft courtesy available*

*  For complete account disclosures and Overdraft Courtesy information please call our New Account Representative at 918-443-2474 or 918-789-2581.

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Free Checking


 

Requirements:

Minimum balance to open - $300

Benefits:

No Minimum Balance Required
No Service Charges
FREE Internet Banking and Bill Pay 

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Basic Checking


Requirements:

Minimum balance to open - $200

Benefits:

FREE Internet Banking and Bill Pay

Free ATM or Check Card
Unlimited Check Card purchases
Unlimited Tele-Bank transfers and inquiries
$300.00 Overdraft Courtesy available*

*  For complete account disclosures and Overdraft Courtesy information please call our New Account Representative at 918-443-2474 or 918-789-2581.

Cost:

No minimum balance required
Monthly Service Charge           $6.00

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Senior Rewards Checking


Requirements:

Must be 55 or over
Minimum balance to open - $1,000

Benefits:

FREE Internet Banking and Bill Pay
Free ATM or Check Card
Unlimited Check Card Purchases
Unlimited Tele-Bank Transfers and Inquiries
$750.00 Overdraft Courtesy available*

*  For complete account disclosures and Overdraft Courtesy information please call our New Account Representative at 918-443-2474 or 918-789-2581.

Cost:

A monthly maintenance fee of $3.00 will be assessed if your balance falls below $1,000 any time during the statement cycle.

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Gold Now Account


Requirements:

Opening Deposit $1,000.00

Benefits:

FREE Internet Banking
Interest is Compounded and Credited Monthly
Unlimited Checking and Check Card Purchases
Unlimited Tele-Bank Transfers and Inquiries
FREE ATM or Check Card

Cost:

Balance $1,000, or above, no service charge.
A monthly maintenance fee of $10.00 will be assessed if your balance falls below $1,000 any time during the statement cycle.

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Super Now Account


Requirements:

Opening Deposit $10,000.00

Benefits:

FREE Internet Banking
Interest is Compounded and Credited Monthly
Unlimited Checking and Check Card Purchases
Unlimited Tele-Bank Transfers and Inquiries
FREE ATM or Check Card

Cost:

Balance $10,000 or above, no service charge
A monthly maintenance fee of $13.50.00 will be assessed if your balance falls below $10,000 any time during the statement cycle.

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Savings Account


Requirements:

Opening Deposit $200.00

Benefits:

Interest is compounded quarterly and credited on the last day of each quarter.
 

Cost:

A minimum balance fee of $10.00 will be assessed if your balance falls below $100.00 any time during the statement cycle.

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Senior Rewards Savings Account


Requirements:

Opening Deposit $1,000.00
Must have Checking Account
Must be 55 or over

Benefits:

Interest is compounded quarterly and credited to the account quarterly.
The daily balance method is used to calculate the interest on this account. 

 

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HIFI Money Market Account


Requirements:

Opening Deposit $2,500.00
 

Benefits:

FREE Internet Banking
Unlimited TeleBank Inquiries
Unlimited ATM transactions
FREE ATM or Check Card

Limitations:

Account limited to six transfers per month.
No interest will be paid for the days the balance falls below $2,500
If your balance falls below $2,500 during the month, you will have a monthly fee of $10.00.
 

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Premium Money Market Account


Requirements:

Opening Deposit $10,000.00

Benefits:

FREE Internet Banking
Unlimited TeleBank inquiries
Unlimited ATM transactions

Limitations:

Account limited to six transfers per month
No interest will be paid for the days the balance falls below $10,000.00
If your balance falls below $10,000 during the month, there will be a monthly service charge of $10.00

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Commercial Checking Account


Requirements:

Opening Deposit $200.00

Benefits:

An earnings credit of $0.42 per $100.00 average collected daily balance will be credited against the monthly service charge.

Cost:

Monthly service charge $3.50 + $0.15 per check
 

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